Select notes to view   |  Currently Viewing: Note 23 – Trade and other payables
Company     Group
2020 2019     2020 2019
    23 Trade and other payables    
      Trade payables 2 308,7 2 604,9
      Contract liabilities – rebates and incentives* 1 132,7 999,6
      Accruals 753,6 628,0
      VAT payable 40,9
27,0 27,8   Other creditors 271,4 270,1
      Defined benefit pension fund liability (refer note 28) 2,3 2,0
27,0 27,8     4 509,6 4 504,6

* During the year, R4,0 billion (2019: R3,7 billion) was raised and R3,8 billion (2019: R3,4 billion) was settled.

Trade payables are non-interest-bearing and are normally settled within 30 to 45 day terms. Included within trade payables is derivative liabilities of R16,1 million (2019: R5,2 million) which are carried at fair value. Refer to note 31.7 for further details.